Home Seller
Closing Insurance

Protect the biggest transaction of your life.

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How it Works

1-833-766-2329

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What Is Closing Insurance?

SecureMyOffer home selling closing insurance protects Canadian sellers during one of the most critical moments of a real estate transaction: the closing period. It provides coverage if a deal falls through, reduces financial stress, and manages delays and defaults.

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How we protect you

Home sale protection that secures the seller’s price if a buyer backs out

Insure Your Sale

Secure your sale price, even if the buyer backs out.

Hands off protection handling legal and financial issues for home sellers

Reduce Your Stress

SecureMyOffer protects you from the legal, financial and emotional consequences when a buyer fails to close.

Home sellers keeping additional profit when their home sells for more

Keep Your Profit

If your home re-sells for less than the original offer, SecureMyOffer protects you from the loss, up to policy limits.

Sellers

Confidence at closing.

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Buyers

Make your offer irresistible

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Agents

Superior protection for your clients

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Mortgage Brokers

Reduce last minute closing issues.

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Frequently Asked Questions

What is SecureMyOffer?

SecureMyOffer is home seller closing insurance that protects you if your buyer defaults on a firm purchase agreement. If your buyer delays closing or walks away from the deal, SMO compensates you for losses including price drops, carrying costs (mortgage, taxes, utilities), and legal fees. We also provide emergency financial support so you can complete your next home purchase without waiting months for legal battles to resolve.

Why do I need insurance if I already have a firm offer?

Even firm offers can collapse. Buyers face unexpected job loss, financing issues, divorce, or simply get cold feet. A firm offer means conditions are removed—but it doesn't guarantee your buyer will show up on closing day. When deals fall through, deposits get tied up in trust accounts for months or years while you're left covering two mortgages and missing out on your next home purchase. SecureMyOffer ensures you won't be financially stranded.

How much does it cost?

A typical policy costs $1,000 - $1,500, and provides up to $250,000 worth of coverage. Contact SecureMyOffer for additional coverage details.

How quickly can I get paid if my buyer defaults?

Once you report a claim, SMO deploys up to 50% of your policy limit as an Emergency Advance Payment—typically within days—directly to your lawyer's trust account. This gives you immediate funds to meet financial commitments while we handle reselling your property and pursuing the defaulting buyer.

When do I need to purchase coverage?

You must purchase coverage within 10 days of your offer becoming firm, and at least 14 days before closing. This is a strict deadline with no exceptions. Visit securemyoffer.com or call 1-833-766-2329 to get started.