Canadian homeowners at their kitchen table
Insuring real estate transactions

Protection if your buyer delays or backs out

What happens to your plans if your buyer walks away? Get an instant quote and lock in your coverage — in seconds.

Instant pricing — no signup, no obligation. Hold today's rate for 90 days, free.

For buyers

A smaller deposit and a stronger offer

Attach a certificate to your offer and the seller is protected if the deal can't close. You compete on the strength of your offer, not the size of your deposit — and your cash stays where you need it.

How we protect you

Three ways your closing is covered

Insure your sale

Secure your sale price, even if the buyer backs out.

Reduce your stress

SecureMyOffer protects you from the legal, financial and emotional consequences when a buyer fails to close.

Keep your profit

If your home re-sells for less than the original offer, SecureMyOffer protects you from the loss, up to policy limits.

Coverage is up to $250,000, or 20% of home value, whichever is lower. It includes staging, property value fluctuation, legal fees and carrying costs.

Who it's for

Protection at every side of the deal

Sellers

Confidence at closing.

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Buyers

Make your offer irresistible.

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Agents

Stand out in listing presentations.

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Mortgage Brokers

Reduce last minute closing issues.

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Lenders

A better mortgage experience and reduced loan risk.

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Lawyers

Reduce legal risk and speed recovery.

Learn more
Handing over the keys after a completed home sale
The deposit myth

A deposit is not a safety net

When a buyer walks away, the deposit often sits in trust. Releasing it needs the buyer's consent or a court order, which can take six to eighteen months with no guarantee you'll recover it.

Home closing insurance pays out in days, not months.

See how it works
Where to start

Where to start

I'm selling a home

Get a quote on a firm deal and protect your closing day.

Get a 60-second quote

I'm making an offer

Attach a certificate to your offer and put down a smaller deposit.

See how it works for buyers
Partner program

Confidence through closing

RE/MAX sales associates get access to pre-approvals, client-ready materials and support that make listing conversations easier.

Questions

Frequently asked

How much does it cost?

Policies start at $349. Coverage is up to $250,000, or 20% of home value, whichever is lower.

When do I need to buy it?

Get a pre-approval and your rate is held for 90 days, so you can secure your policy when you're ready. Coverage must be purchased at least 14 days before your closing date, and payment isn't due until you have a firm offer in hand.

What happens if my buyer can't close?

We cover the shortfall if the home resells for less, your carrying costs while it's unsold, the legal work of pursuing the buyer, and relisting costs. If it resells for more, the upside is yours.

Where is it available?

Across Canada, except Quebec.

Who underwrites it?

Policies are underwritten by Accelerant, an A-rated (AM Best) carrier. SecureMyOffer is a licensed Managing General Agent, and the insurance is brokered by Oasis Insurance Brokers, Ontario Lic. #3750.

Does a quote commit me to anything?

No. A quote takes about 60 seconds, needs no signup, and holds your rate for 90 days at no cost.

Still deciding?

Talk it through with someone

Our team can walk you through what's covered, what it costs, and whether your deal is eligible.

Talk to our team

Or call 1-833-766-2329

Free tools and guides

Helpful resources

Get started

Instant pre-approval

Takes about 60 seconds. No signup, no obligation, and your rate is held for 90 days.

Or call 1-833-766-2329. Underwritten by Accelerant, an A-rated (AM Best) carrier.

A-rated underwriter
Policies are underwritten by Accelerant, rated A by AM Best.
Licensed brokerage
SecureMyOffer is a Managing General Agent. Brokered by Oasis Insurance Brokers.
RE/MAX partnership
Marketing program agreement in place with RE/MAX Canada.
Available Canada-wide
Coverage in every province except Quebec.