Home Seller
Closing Insurance

SecureMyOffer is home seller closing insurance that protects you if your buyer defaults on a firm purchase agreement. If your buyer delays closing or walks away from the deal, SMO compensates you for losses including price drops, carrying costs (mortgage, taxes, utilities), and legal fees. We also provide emergency financial support so you can complete your next home purchase without waiting months for legal battles to resolve.

Even firm offers can collapse. Buyers face unexpected job loss, financing issues, divorce, or simply get cold feet. A firm offer means conditions are removed—but it doesn't guarantee your buyer will show up on closing day. When deals fall through, deposits get tied up in trust accounts for months or years while you're left covering two mortgages and missing out on your next home purchase. SecureMyOffer ensures you won't be financially stranded.

A typical policy costs only $500-$1,500 and provides coverage up to 20% of your property's value. You can choose coverage levels of 10%, 15%, or 20% of your home's value. For example, on a $1 million home, you could select $100,000, $150,000, or $200,000 in coverage.

Fast. Once you report a claim, we deploy up to 50% of your policy limit as an Emergency Advance Payment—typically within days—directly to your lawyer's trust account. This gives you immediate funds to meet financial commitments while we handle reselling your property and pursuing the defaulting buyer.

You must purchase coverage within 10 days of your offer becoming firm, and at least 14 days before closing. This is a strict deadline with no exceptions. Visit securemyoffer.com or call 1-833-766-2329 to get started.