After a buyer backed out of our own home sale, we nearly lost our dream home—and the deposit that went with it. Like many Canadians - we needed the equity out of our existing home to close on our dream home. We faced the real possibility of getting sued, and were forced to take on last-minute bridge loans and additional mortgages.
The financial and emotional toll was enormous. We carried the cost of multiple loans for months, eventually reselling our home for a loss of over $120,000. That’s when we had a realization: we can insure our pets, our vacations, our health—even Elton John’s hands—but not the sale of our biggest investment? It didn’t make sense. We knew there had to be a better way. So we built it.
SecureMyOffer is a first-of-its-kind insurance policy that protects Canadian home sellers from the risk of a buyer defaulting. Our policy guarantees your sale price, protects your equity, and covers the costs associated with reselling the property if the buyer fails to close. We take care of the legal, financial, and emotional burden—so you don’t have to.
The insurer advances your claim upfront and partners with your existing realtor to relist and resell the property. Once the home is sold, the insurer recovers any losses. If the resale results in a profit, 100% of that profit goes to you, the homeowner. We never profit from your misfortune—any upside belongs entirely to you.
Securemyoffer.com is a trade name of All Insurance Ontario Limited, a RIBO regulated broker with Insurance capacity provided by an “A Rated” Canadian Insurance Carrier.
